Understanding BRRRR for Real Estate Investing

● Graham W. Parham ● April 13, 2023 ● Buying an Investment Property Conventional Products How to Get a Mortgage Interest Rates Investor Loans Mortgage 101 Non-Seasoned Cash-Out Loans Out of State Investing Real Estate Investing Rehabilitation Programs ● No Comments

BRRRR strategy can provide passive income and a revolving method for purchasing and owning rental property. The method works through the following steps: Buy a property: The property you purchase should be a distressed property that needs some work to get […]

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Fannie Mae Reserve Requirements for Investors with Multiple Properties Owned

● Graham W. Parham ● August 24, 2022 ● Buying an Investment Property Conventional Products How to Get a Mortgage Loan Documentation Loan Process Mortgage 101 Turnkey Properties ● No Comments

What Are Reserves? Reserves are liquid or near liquid assets that are available to a borrower after the mortgage closes. On every loan transaction, reserves are required to be verified as part of the approval process. Acceptable sources or reserves […]

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Should You Lock Your Interest Rate Today IF You Are Building An Investment Property?

● Graham W. Parham ● February 12, 2022 ● Buying an Investment Property Conventional Products Interest Rates Investor Loans Out of State Investing Real Estate Investing Uncategorized ● No Comments

Highlands’ 1 Year Rate Lock Extended Program! Highlands Residential Mortgage is excited to share our newest way to help buyers in new construction. Our Extended Rate Cap Program will guarantee and protect your client’s interest rate for up to 360 […]

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Adjustable-Rate Mortgages

● Graham W. Parham ● October 27, 2014 ● Conventional Products ● No Comments

Adjustable-Rate Mortgages An “adjustable-rate mortgage” is a loan program with a variable interest rate that can change throughout the life of the loan. It differs from a fixed-rate mortgage, as the rate may move both up or down depending on […]

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Fixed Rate Loans

● Graham W. Parham ● November 5, 2013 ● Conventional Products ● No Comments

Fixed-rate mortgages remain the most popular type of home financing. A fixed-rate mortgage is a good option for nearly every type of borrower, whether you plan to stay in the house for the long term or just for a few […]

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Jumbo Loans Programs

● Graham W. Parham ● October 30, 2013 ● Conventional Products ● No Comments

In the United States, a jumbo mortgage is a mortgage loan that may have high credit quality, but is in an amount above conventional conforming loan limits. This standard is set by the two government-sponsored enterprises, Fannie Mae and Freddie […]

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